Budget 2027 Tax Calculator
How much more do you take home? Compare your monthly APIT under today's slabs vs the Budget 2027 proposals — tax-free threshold up to Rs. 162,500 and a new 12% band.
- Take-home after Budget 2027Rs. 286,750
- APIT after Budget 2027Rs. 13,250
| Today | Rate | Budget 2027 | Rate |
|---|---|---|---|
| Up to Rs. 150,000 | 0% | Up to Rs. 162,500 | 0% |
| Rs. 150,001 – 233,333 | 6% | Rs. 162,501 – 233,333 | 6% |
| Rs. 233,334 – 275,000 | 18% | Rs. 233,334 – 283,333 | 12% |
| Rs. 275,001 – 316,667 | 24% | Rs. 283,334 – 333,333 | 18% |
| Rs. 316,668 – 358,333 | 30% | Rs. 333,334 – 383,333 | 24% |
| Above Rs. 358,333 | 36% | Rs. 383,334 – 433,333 | 30% |
| — | — | Above Rs. 433,333 | 36% |
💡 Budget 2027 figures are PROPOSALS, announced 12 Nov 2026. They apply from Y/A 2027/2028 (1 April 2027) once the Inland Revenue Act is amended. Today's slabs are still the law until then.
Assumes a steady monthly salary with no other income, reliefs or qualifying payments; EPF is not deducted from the APIT base. This is an estimate, not tax advice — confirm with your employer or the IRD.
APIT tax on your monthly salary, from the IRD's 2025/26 table.
Annual income tax for a self-employed person or freelancer, and how much to pay each quarter.
Net salary with 8% employee EPF, 12% employer EPF, 3% ETF and downloadable payslip.
EPF 8% + 12%, ETF 3% on any salary, plus gratuity after 5 years of service.
Questions
Three things: the annual tax-free relief rises from Rs. 1.8 million to Rs. 1.95 million (so Rs. 150,000 to Rs. 162,500 a month); a new 12% band is added after the 6% band, so the rate no longer jumps straight from 6% to 18%; and the bands widen from Rs. 41,667 to Rs. 50,000 a month, so the top 36% rate only starts at Rs. 433,333 a month instead of Rs. 358,333.
From the year of assessment 2027/2028, which starts 1 April 2027 — and only once Parliament amends the Inland Revenue Act. Until then, today's slabs are the law and your employer keeps deducting APIT on them.
It depends on your salary. The relief is Rs. 750 a month at the bottom (just above Rs. 150,000) and caps at Rs. 15,750 a month once your salary passes Rs. 433,333. At Rs. 300,000 a month you save Rs. 5,250 a month — Rs. 63,000 a year.
This follows the Budget Speech proposals for regular monthly salary from primary employment. Bonuses, salary arrears, second jobs and non-cash benefits use different tables, so your employer's payroll can differ slightly. This is an estimate, not tax advice.
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