FD & Savings Calculator
What your fixed deposit actually pays after withholding tax — monthly income or at maturity.
Vehicle lease installments and loan EMI — flat vs reducing rate comparison.
Home loan EMI — private bank (reducing) vs state bank (equal capital).
Foreign currency to LKR with your bank's own rate — no live feed, no surprises.
Questions
Banks deduct WHT from your interest before paying you — it's an advance on your income tax, not an extra tax. Enter the rate your bank applies to see your true take-home.
At maturity with compounding earns slightly more, because each month's interest starts earning interest. Monthly payout gives you cash flow instead. The difference on a 12-month FD is small; pick based on whether you need the income.
No — it's arithmetic on the numbers you enter. Rates change between banks and over time, so confirm the current rate and WHT with your bank before committing.
100% free · No sign-up · Works offline · Private by design